Why pay for the installation when you can pay for the power? Qualify for $0 down solar and replace your expensive SDG&E bill with a predictable, lower monthly rate. No upfront costs, no hidden fees—just cleaner, cheaper energy for your home.
The traditional idea of "buying" solar panels requires a massive upfront investment. But for most San Diego homeowners, that isn't necessary. Through a Power Purchase Agreement (PPA) or a solar lease, you can get a professional system installed on your roof for zero dollars out-of-pocket.
Instead of paying for the equipment, you simply pay for the electricity the panels produce. Here is the core benefit: the rate you pay for solar power is significantly lower than the retail rate SDG&E charges you.
For example, while SDG&E might charge you 45¢ per kWh, your $0 down solar plan could lock in a rate as low as $0.28/kWh. You aren't just saving money; you're protecting yourself from the inevitable rate hikes that happen every year in San Diego.
| Feature | $0 Down (PPA/Lease) | Cash Purchase |
|---|---|---|
| Upfront Cost | $0 Out-of-Pocket | High Initial Investment |
| Monthly Payment | Low, predictable rate per kWh | $0 (After installation) |
| Maintenance | Included for free | Homeowner responsibility |
| Tax Credits | Often captured by provider | Captured by homeowner |
| Risk | Minimal (No capital at risk) | Higher (Upfront capital) |
Want a detailed breakdown of which one is right for you? Read our full Comparison Guide →
You must own your home to qualify for $0 down solar. Renters are unfortunately not eligible for these programs.
Generally, homes with a monthly SDG&E bill of $100 or more are the best candidates for $0 down solar.
Your roof needs to have adequate sun exposure (typically South or West facing) and be in good structural condition.
PPA programs typically have much more flexible credit requirements than traditional bank loans, making solar accessible to more people.
The installation, equipment, and labor are provided at $0 upfront cost. In exchange, you pay for the power the system produces at a locked-in rate that is lower than what SDG&E charges. You aren't paying for "free panels"—you're paying for cheaper energy.
Typically, the $0 down solar agreement transfers to the new homeowner, who continues to enjoy the lower energy rates. This often makes the home more attractive to buyers.
Under most $0 down (PPA/Lease) agreements, the solar provider handles 100% of the maintenance and monitoring at no cost to you. If a panel fails, they fix it.
Stop paying the "SDG&E Tax." Fill out the form below and our local experts will analyze your bill to see if you qualify for no-money-down solar.